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Mr Kam brings with him over 24 years of experience in the financial services industry. He most recently served as an independent director of Bank of America Malaysia Berhad since October 2016, and was appointed its Chairman in June 2021. Prior to his stint at the Bank of America, Mr Kam was with the RHB Banking Group for over 13 years and served as its Group Managing Director from 2011 to 2015.
As Alliance Bank’s Group Chief Executive Officer, Mr Kam is responsible for the development and implementation of the Group’s strategies, objectives and policies with a focus on meeting its commitments to its stakeholders. Together with the Board of Directors, Mr Kam will continue to promote a sound corporate culture that reinforces ethical, prudent and professional behaviour.
Presently, Mr Kam serves as an Independent Non-Executive Director at Credit Guarantee Corporation Malaysia Berhad (“CGC”). He is also the Director of Asian Banking School and Credit Bureau Malaysia Sdn Bhd.
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Mr Kwong joined Alliance Bank as Head of Remedial Management before moving on to several other roles in credit, recovery and sales within the business banking segment. He has over 26 years of experience in the SME and Commercial segments at both local and international financial institutions. Prior to his current appointment, Mr Kwong was the Executive Vice President, Group Chief Executive’s Office and was instrumental in the building of the Group’s SME and Commercial Business and subsequently assisting in the revamping of the Group’s Corporate Banking Business.
In his current role as Group Chief Operations Officer, Mr Kwong, with his deep understanding of our Bank and operational expertise, will be invaluable in ensuring efficiency, reliability, and operational excellence across the banking group.
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Ms Gan joined Alliance Bank on 1 August 2019 to build and drive the next phase of growth for the Consumer Banking business. At Alliance Bank, she pioneered the launch of e-KYC capabilities and virtual credit cards in the digital space; and portfolio financing in the wealth space.
She has more than 28 years of financial services experience in the areas of retail and wholesale banking, private wealth, private equity, and mergers and acquisitions.
Prior to joining Alliance Bank, Ms Gan was the Group Chief Strategy and Transformation Officer of RHB Bank Berhad where she was a key advisor to the Group Managing Director in formulating the organisation’s strategic plans and execution of key initiatives in core business lines across various countries.
Before her tenure at RHB Bank, Ms Gan was the Senior Managing Director in Group Strategy and Strategic Investments at CIMB Investment Bank. At CIMB, she executed numerous mergers and acquisitions across Asia Pacific as part of the Group’s franchise expansion exercise.
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Mr Chui has more than 30 years of experience in the banking and financial sector. His specific expertise includes leading, growing and positioning the Commercial and SME segments for long-term success in Malaysia and beyond. Prior to joining Alliance Bank, he was an Executive Director and Country Head of Business Banking in UOB Malaysia. He was responsible for product, sales and portfolio management, digital solutions for SMEs, trade and cash management, as well as banking product development for the Malaysia, Indonesia, Singapore and Thailand markets.
In his current role as Group Chief Business & Transaction Banking Officer, Mr Chui is responsible for growing the Bank’s SME, Commercial, Transaction and Digital SME business segments. He will be working on delivering value through partnerships with regulators, business associates, investors and customers.
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Ms Teoh has more than 20 years of experience in the financial services industry spanning across corporate finance, capital markets, corporate banking, project financing, structured and leveraged finance as well as loans syndication. Prior to joining Alliance Bank, Ms Teoh served for more than 12 years in Group Corporate Banking of RHB Bank, leading its Large Corporates and Syndication division.
In her current role as Group Chief Corporate & Institutional Banking Officer, Ms Teoh oversees the Group’s lines of business in corporate banking and capital markets advisory services.
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Mr Tan has more than 30 years of experience in financial markets. He has served at several large banking groups as well as an established regional bank performing various functions and roles including treasury operations, treasury sales, trading, investment and funding/liquidity management.
As Group Chief Financial Markets Officer, Mr Tan oversees four core financial market activities, namely funding/liquidity management and investment, trading, treasury sales, and asset/liability management for the Group.
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En Rizal’s 30-year career has spanned management consulting, banking, and insurance. He has served in senior strategy and finance roles at Hong Leong Islamic Bank and EONCAP Islamic Bank, after stints in The Boston Consulting Group and Bank Negara Malaysia.
En Rizal was the Deputy Chief Executive Officer and Senior Vice President, Strategy and Business Performance, before being appointed the Chief Executive Officer of Alliance Islamic Bank (“AIS”).
As Chief Executive Officer, En Rizal is responsible for driving profitable growth of the Group’s Islamic Banking business.
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Mr Fernandiz brings with him 30 years of working experience in both banking and professional services. He began his career as an auditor at Arthur Andersen/Ernst & Young before making the move to the Malaysian Industrial Development Finance. Prior to joining Alliance Bank, Mr Fernandiz was the Chief Financial Officer for Group Global Banking and Chief Financial Officer for International Business at Malayan Banking Berhad.
As the Group Chief Financial Officer of Alliance Bank, Mr Fernandiz oversees, manages and optimises the Bank’s financial resources. He is responsible for the financial planning, forecasting and budgeting, management of financial liquidity and capital risks, accounting, and integrity of the Bank’s financial and regulatory reporting.
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Nantha Kumar Subramanian is a seasoned technology leader with over 24 years of global experience driving digital innovation, transformation, and technology strategy across industries including Healthcare, Fintech, Financial Services, and High-Tech Manufacturing. Renowned for delivering scalable and future-ready digital ecosystems, Nantha excels in modernizing legacy systems, leading large-scale operations, and leveraging data-driven strategies to drive business growth and enhance customer experiences.
A champion of digital transformation, Nantha has partnered with financial institutions, insurance firms, and fintech companies to design and implement enterprise-level digital strategies. His expertise spans digital strategy execution, business transformation, AI and cloud adoption, cybersecurity, and streamlining operations to unlock efficiencies and maintain a competitive edge in the evolving digital landscape.
In his previous roles, Nantha spearheaded the modernization of IT infrastructure and the seamless implementation of patient onboarding systems at Malaysia’s largest private healthcare organization. He also led the South Asian Business for a leading Asian fintech, focusing on digital banking and financial platforms.
As Chief Operating Officer and Head of Transformation at Standard Chartered Bank Malaysia, Nantha introduced groundbreaking digital initiatives to strengthen operational resilience and elevate customer engagement for the country and region. In the UK, he held senior technology leadership roles, including Global Head of Process Excellence at HSBC, Transformation Programme Director at UBS and Senior Lean Leader at Barclays, where he delivered innovative digital solutions and operational frameworks to achieve cost savings and scale business operations.
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Dr Aaron Sum has more than 23 years of combined management consulting, research and industry experience. His key expertise is in business strategy, operating model design, customer experience, process optimisation and digital transformation. In his previous roles at Accenture and A.T. Kearney, he worked on large-scale transformation programmes with banks across the ASEAN region.
Presently, Dr Aaron Sum sits on the Board of AllianceDBS Research Sdn Bhd.
As Group Chief Strategy & Transformation Officer, Dr Aaron Sum is responsible for shaping and executing the Group’s overall strategic and transformation plans, including strengthening the Group’s brand positioning and forming strategic alliances to expand growth.
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Mr Fong initially joined Alliance Bank as Head, Group Corporate Credit. He has 33 years of experience in the local and regional banking industry.
Mr Fong began his career at HSBC Bank where he was involved in various banking functions including corporate risk, recovery, credit assessment, corporate policy and portfolio management. His stint at HSBC included two years at HSBC Hong Kong as Senior Manager, Asia Pacific Risk. Prior to joining Alliance Bank, Mr Fong was the Head of Wholesale Credit for a local financial institution, where he was responsible for its corporate, commercial and SME credit evaluation activities.
As Group Chief Credit Officer, Mr Fong oversees the areas of credit risk and approval. He is also responsible for early warning, remedial, collections and special assets for the Bank.
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Mr Jacob has more than 28 years of working experience in the financial services industry. He began his career with BNY Mellon Bank, USA. Upon returning to Malaysia, he joined the Maybank Group and took on various roles within the Group Risk function, including serving as a member of the Risk Management Committee of the Board of Maybank Subsidiaries.
In his current role as Group Chief Risk Officer, Mr Jacob is responsible for the Group’s overall risk management strategy and ensuring sound risk management practices are applied and balanced with the Group’s overall growth strategy.
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In January 2023, Ms Tan assumed the role of Head of Performance, Rewards, and Talent Management at Alliance Bank. With a career spanning over 23 years, she possesses comprehensive expertise in both taxation and Human Resources, backed by a strong consulting background and corporate experience.
Prior to joining Alliance Bank, Ms Tan held key positions at Prudential Assurance Malaysia Berhad, Willis Towers Watson, and Ernst & Young. As a consultant, she provided strategic advisory services to boards and management teams, specialising in aligning compensation with performance. In her corporate roles, she spearheaded various initiatives aimed at process enhancement, elevating employee experience, and driving overall company performance, all while ensuring compliance with governance standards.
As Group Chief Human Resource Officer, Ms Tan oversees the Group Human Resource function, fostering a culture of high performance and driving organizational excellence for sustainable success.
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Mr Ng has more than 16 years of experience in the audit industry. Prior to joining Alliance Bank, Mr Ng was attached to the Risk Advisory division in Deloitte, providing audit and consultancy services to clients from various industries such as banking, insurance, telecommunications, energy and healthcare. For the past three years in Alliance Bank, Mr Ng led the data analytics and system enhancement initiatives for Group Internal Audit.
As the Group Chief Internal Auditor, Mr Ng leads the Group Internal Audit to provide independent, objective assurance over the quality and effectiveness of the Bank’s internal control, risk management and governance system and processes. He reports functionally to the Group Audit Committee and administratively to the Group Chief Executive Officer.
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Mr Teh joined Alliance Bank as the Head of Business Compliance and Control for Group Consumer Banking. He has over 18 years of experience spanning various compliance and supervisory roles at several financial institutions and at a regulatory organisation.
Before his tenure at Alliance Bank, Mr Teh was attached to a locally based foreign bank, where he was responsible for the development and implementation of the overall compliance strategy and framework including policies, processes, programmes, tools, and controls.
Mr Teh heads the Group Compliance function, where he is responsible for the identification, assessment, monitoring, and reporting of compliance risk across the Group.
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With over 32 years of corporate secretarial experience, Mr Lee plays a leading role in good governance by helping the Board of Directors and its committees function effectively and in accordance with their terms of reference and best practices.
Mr Lee’s responsibilities as Group Company Secretary encompass providing counsel to the Board of Directors and Board Committees on governance matters. He ensures that the Group complies with the required corporate disclosure requirements, and that Board procedures are followed and all decisions by the Board adhere to applicable rules and regulations.
Mr Lee also facilitates the effective communication and flow of information between the Board and Senior Management and assists the chairman in the Board development processes including Board evaluation, induction and the continuous training and development of Directors.
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