Interest Rates

With effect from	SBR (% p.a.)
10 May 2023	3.00%

With effect from	BR (% p.a.)
10 May 2023	3.82%

With effect from	BLR (% p.a.)
10 May 2023	6.67%

Published Standardised Base Rate (SBR), Base Rate (BR), Base Lending Rate/Financing Rate (BLR/BFR) and Indicative Effective Rate (Updated Version : 10 May 2023)

Key Highlights of the Reference Rate Framework Consumer Guide on the Revised Reference Rate Framework Panduan Pengguna tentang Rangka Kerja Kadar Rujukan yang Dikemas Kini Overnight Policy Rate (OPR) and Alliance Bank’s Standardized Base Rate (SBR)

Notice on Standardised Base Rate of Alliance Bank Malaysia Berhad (Updated Version : 10 May 2023)

Contents	Bank Charges
Interest received on Current Account overdrawn	For Current Account with no-pre arranged overdraft facility, an interest at the rate of 3.5% + Base Lending Rate (or such other rates or amount determined by the Bank from time to time subject to a minimum charge of RM10.00) will be payable by you at such times that the Bank may stipulate on the debit balances in the Current Account.

Applicable to all types of current accounts with cheque facility (excluding Foreign Currency Current Account and SavePlus Account)

Amount (RM)	Rate (% p.a.)
0 to 20,000	0.00
20,001 - 50,000	1.20
50,001 - 200,000	1.80
200,001 - 500,000	2.85
Above 500,000	3.00

Effective date: 10 May 2023
 

Amount (RM)	Rate (% p.a.)
Up to 100,000	0.00
Up to 200,000	0.00
Up to 500,000	1.40
Above 500,000	1.65

Effective date: 10 May 2023
 

Account Interest (Split Tiering Methodology)
Amount (RM)	Rate (% p.a.)
0 - 50,000	0.00
50,001 - 200,000	0.00
200,001 - 250,000	3.00
250,001 - 500,000	1.70
Above 500,000	1.70

Effective date: 10 May 2023
 

Account Interest (Split Tiering Methodology)
Amount (RM)	Rate (% p.a.)
0 - 50,000	1.10
50,001 - 100,000	1.35
Above 100,000	1.85

Effective date: 10 May 2023
 

Quarterly Rewards Interest (Terms & Conditions apply)
Average Incremental Monthly Average Balance (RM)	Rate (% p.a.)
100 - 500	3.00
501 - 1,000	5.00
Above 1,000	10.00

Effective date: 20 February 2012
 

Amount (RM)	Rate (% p.a.)
Up to 1,000	1.00
Up to 5,000	1.00
Up to 10,000	1.00
Up to 30,000	1.00
Up to 50,000	1.00
Up to 75,000	1.00
Up to 100,000	1.00
Above 100,000	1.00

Effective date: 9 November 2022
 

Account Interest (Split Tiering Methodology)
Amount (RM)	Tiered Rate (% p.a.)	Bonus Interest
0 - 50,000	2.45	10% (Terms and conditions apply)
Above 50,000	0.00

Effective date: 18 October 2024
 

Currency	Alliance XChange Account	Alliance XChange Fixed Deposit
		Tenure
		Interest Rate (% p.a.)
	Interest Rate (% p.a.)	1 mth	3 mths	6 mths	9 mths	12 mths
AUD	3.30	4.25	4.35	4.30	4.20	4.10
CAD	3.50	4.10	3.80	3.60	3.40	3.30
EUR	3.00	3.40	3.40	3.30	2.90	2.80
GBP	4.50	4.90	4.80	4.70	4.50	4.40
NZD	4.00	4.95	4.80	4.50	4.20	4.00
SGD	2.60	3.00	2.90	2.80	2.70	2.60
USD	4.60	4.90	4.80	4.50	4.20	4.10

The revised rates will take effect from 4 October 2024
 

Currency	Foreign Current Account	Foreign Currency Fixed Deposit (FCFD)
		Tenure
		Interest Rate (% p.a.)
	Interest Rate (% p.a.)	7 days	14 days	21 days	1 mth	3 mths	6 mths	9 mths	12 mths
AUD	3.30	3.70	3.80	3.90	4.25	4.35	4.30	4.20	4.10
CAD	3.50	3.80	3.90	4.00	4.10	3.80	3.60	3.40	3.30
CNY	0.40	0.45	0.50	0.55	0.60	0.70	0.75	0.80	0.90
EUR	3.00	3.20	3.25	3.30	3.40	3.40	3.30	2.90	2.80
GBP	4.50	4.60	4.65	4.70	4.90	4.80	4.70	4.50	4.40
NZD	4.00	4.80	4.85	4.90	4.95	4.80	4.50	4.20	4.00
SGD	2.60	2.70	2.80	2.90	3.00	2.90	2.80	2.70	2.60
USD	4.60	4.70	4.75	4.80	4.90	4.80	4.50	4.20	4.10

The revised rates will take effect from 4 October 2024
 

Account Interest (Split Tiering Methodology)
Amount (RM)	Tiered Rate (% p.a.)	Bonus Interest
0 - 50,000	2.45	10% (Terms and conditions apply)
Above 50,000	0.00

Effective date: 18 October 2024
 

Account Interest (Split Tiering Methodology)
Amount (RM)	Tiered Rate (% p.a.)	Bonus Interest
0 - 50,000	2.45	10% (Terms and conditions apply)
Above 50,000	0.00

Effective date: 18 October 2024
 

Amount (RM)	Rate (% p.a.)
Up to 20,000	1.35
Up to 50,000	1.40
Above 50,000	1.70

Effective date: 10 May 2023
 

Amount (RM)	Rate (% p.a.)
Up to 1,000	0.00
Up to 5,000	0.00
Up to 30,000	0.00
Up to 50,000	0.00
Up to 100,000	0.00
Up to 500,000	0.00
Above 500,000	1.25

Effective date: 10 May 2023
 

Amount (RM)	Rate (% p.a.)
Up to 2,000	0.00
Up to 20,000	0.00
Up to 50,000	0.00
Up to 200,000	0.00
Up to 500,000	1.40
Above 500,000	1.45

Effective date: 10 May 2023
 

Amount (RM)	Rate (% p.a.)
Up to 50,000	0.00
Up to 500,000	0.00
Up to 1,000,000	1.45
Above 1,000,000	1.45

Effective date: 10 May 2023
 

Amount (RM)	Rate (% p.a.)
Up to 50,000	0.00
Up to 500,000	0.00
Up to 1,000,000	1.45
Above 1,000,000	1.45

Effective date: 10 May 2023
 

Tenure (Months)	Counter Rate (% p.a.)	2nd Tier Rate (% p.a.) (for Individual)	2nd Tier Rate (% p.a.) (for non Individual)
1	2.45	2.25	2.25
2	2.55	2.35	2.35
3	2.65	2.45	2.45
4 - 5	2.70	2.50	2.50
6 - 11	2.75	2.55	2.55
12	2.80	2.60	2.60
> 12	2.80	2.60	2.60
Above 24 months	Negotiable	Negotiable	Negotiable

Effective date: 18 October 2024

* Note: 2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.
 

Tenure (Months)	Counter Rate (% p.a.)	2nd Tier Rate* (% p.a.)
12	2.90	2.70
15	2.90	2.70
18	2.90	2.70
21	2.90	2.70
24	2.90	2.70
36	Negotiable	Negotiable
48	Negotiable	Negotiable
60	Negotiable	Negotiable

Effective date: 18 October 2024

* Note: 2nd Tier rate is applicable to non-resident individuals only.