| Clause | Existing | New | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cashback (b) | The Cashback Programme awards Cardholders with Cashback (“Cashback”) on retail purchases (except Cash Advance, Balance Transfer, Fast Cash, Fees and Charges such as Finance Charges, Late Charges, Annual Fees imposed by the Bank, Reversed, Disputed Split and/or Void Transactions) that are posted in the Bank’s system at the rates and/or tiers determined by the Bank. | The Cashback Programme awards Cardholders with Cashback (“Cashback”) on retail purchases (except Instalment Payment Plan, Flexi Payment Plan, Cash Advance, Balance Transfer, Fast Cash, Fees and Charges such as Finance Charges, Late Charges, Annual Fees imposed by the Bank, Reversed, Disputed Split and/or Void Transactions) that are posted in the Bank’s system at the rates and/or tiers determined by the Bank. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cashback (c) | The following Cashback rates and tiers apply to the respective Cardholder’s monthly spending range (“Range”). | The following Cashback rates and tiers apply to the respective Cardholder’s monthly spending range (“Range”) in each statement cycle. For avoidance of doubt, the entitlement of Cashback for each statement cycle will be determined based on the posting date of the transaction made into the Credit Card Account. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Timeless Bonus Points (TBP) (b) | The Rewards Programme awards Cardholders with Timeless Bonus Points (“TBP”) on retail purchases (except for Cash Advance, Balance Transfer, Fast Cash, Fees and Charges such as Finance Charges, Late Charges, Annual Fees imposed by the Bank, Reversed, Disputed Split and/or Void Transactions) at the rates and/or tiers determined by the Bank | The Rewards Programme awards Cardholders with Timeless Bonus Points (“TBP”) on retail purchases (except for Cash Advance, Balance Transfer, Fast Cash, Fees and Charges such as Finance Charges, Late Charges, Annual Fees imposed by the Bank, Reversed, Disputed Split and/or Void Transactions) at the rates and/or tiers determined by the Bank. For avoidance of doubt, the awarding of TBP for each statement cycle will be determined based on the posting date of the transaction made into the Credit Card Account. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee Waiver & Conditions (Without Home Financing Facility in Alliance Bank) |
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