Business Credit Cards
Corporate Spending,
Now More Rewarding.
Our range of business credit cards allows you to spend smartly & be rewarded with cash rebates, 0% profit rate repayment & other great perks.
Our corporate credit cards, tailored for corporate spending, help businesses grow. Spend on your business the way you want and get great returns. We assist you with meeting your business objectives by offering 0% profit rate repayment plans and supplemental working capital.
FAQs about Alliance Bank Business Credit Cards
For Fully Cash-Backed option, business owners who have recently started their business are eligible to apply. On the other hand, the Full Documents option is available to business owners who have established their business for a minimum of 3 years.
For Fully Cash-Backed option, you are required to submit the following documents:
Sole Proprietor/Partnership/Limited Liability Partnership
- Photocopy of IC (Sole Proprietor or Partners)
- SSM Statutory Documents (i.e. Form A, B or D)
- Photocopy of IC (Directors and/or Guarantors)
- SSM Statutory Documents (i.e. Form 9, 24, 44, 49 & M&A (or its equivalent under Companies Act 2016))
- Latest Annual Returns (should there are any change to the paid-up capital and/or shareholdings)
Sole Proprietor/Partnership/Limited Liability Partnership
- Photocopy of IC (Sole Proprietor or Partners)
- SSM Statutory Documents (i.e. Form A, B or D)
- Latest 6 months Bank Statement
- Latest 2 years Tax Return form (i.e. Form B) & Receipt
- Latest 2 years Management Account
- Photocopy of IC (Directors and/or Guarantors)
- SSM Statutory Documents (i.e. Form 9, 24, 44, 49 & M&A (or its equivalent under Companies Act 2016))
- Latest Annual Returns (should there are any change to the paid-up capital and/or shareholdings)
- Latest 6 months Bank Statement
- Latest 2 years Audited Account + Management Account (if any)
You can submit your information via the lead form and we will contact you to follow up on your application. Once approved, you may activate the Business Credit Card online.
Customers can apply for credit limit increase, subject to the Bank’s credit policies.
The credit card statements will be delivered to your registered address by mail.
Appointed nominee credit cardholders as per the company board resolution.
No, there is no annual fee for both Company/Principal and Nominee/Supplementary cards of the Visa Platinum Business Credit Card. For the Visa Infinite Business Credit Card, the annual fee is waived with a minimum annual spending of RM12,000 or 12x swipes per year.
Businesses are allowed to submit nominee credit card application as per the company board resolution.
There is a service tax of RM25 for each nominee credit card. Kindly refer to the fees and charges as per Product Disclosure Sheet for more detailed information.
The minimum monthly repayment is 5% of the outstanding balance or a minimum of RM50, whichever is higher.
Once the credit limit on your assigned credit card have been fully utilised, you will no longer be able to make transactions with that credit card.
Yes, the Business Credit Cards are accepted for transactions both locally and internationally.
Visa Infinite Business Credit Cardholders are entitled to up to 9 times complimentary access to the Plaza Premium Lounge and 9 times to the Travel Club Lounge, subject to meeting the minimum monthly spend tiers.
Likewise, Visa Platinum Business Credit Cardholders are entitled to up to 6 times complimentary access to the Plaza Premium Lounge and 6 times to the Travel Club Lounge per calendar year subject to meeting the minimum monthly spend tiers.
Additionally, you can also enjoy up to 6 or 12 months 0% Flexi Payment Plans for large purchases.
You can contact us at any of our nearest branches/Business Banking Centres or contact us at 1300-88-3233.
If cardholders do not make the minimum monthly repayment by the Payment Due Date, a late payment fee of one per cent (1%) on the current balance or RM10, whichever is higher (subject to a maximum of RM100) will be debited from the credit card account.
If there is a partial payment, minimum payment or no payment made after the Payment Due Date, Finance Charges mentioned in the Product Disclosure Sheet will be imposed on the outstanding amount.
Yes, you can link the Business Credit Card to your preferred e-commerce platform for your convenience.