Visa Virtual Credit Card (MCash)

The Convenience Of A Virtual
Credit Card Meets The Ease Of MCash.

Carry your virtual credit card on your phone. In partnership with MCash.


APPLY NOW
Visa Virtual Credit Card (MCash)
Introducing the Alliance Bank Virtual Credit Card that works just like a credit card but in a smarter way, in partnership with MCash.

Rewards

8x Timeless Bonus Points (TBP)
with e-Commerce transactions1
and eWallet top-up2
1x TBP
for all other transactions
No Annual Fee
All Timeless Bonus Points Will Not Expire

Important Note
  1. e-Commerce transaction is defined as transaction made via the Internet where the Merchant is an e-Commerce/online/Internet merchant based on POS Condition Code 59. For e-Commerce, any spend amount above RM3,000 on each statement cycle, you will earn 1X TBP for every RM1 transaction.
  2. For e-Wallet top-up, any spend amount above RM3,000 on each statement cycle, you will earn 1X TBP for every RM1 transaction.
  3. For all Instalment Payment Plan (IPP), Flexi Payment Plan (FPP), JomPay and FPX transactions, you will earn 1X for every RM1 transaction.

How to apply

Get your Virtual Credit Card in 3 simple steps.

1

Sign up for MCash account
Register for a new MCash Account via MCash Mobile App

2

Click on ‘Virtual Credit Card’ and scan your MyKad.

3

Upload your income documents.
 
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Once your Virtual Credit Card application has been approved, you can instantly enjoy a cardless shopping experience, perform online banking on the go and more.

Eligibility & Required Documentation

 
Who can apply?
  • Principal Cardholders, 21 years old and above
  • Annual Income of Minimum RM24,000 p.a.
Required Documentation
Salaried Earners
MNC/PLC/GLC
  • Copy of NRIC (both sides) or a copy of a valid passport AND
  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
  • Last 1 month payslip
Salaried Earners
Non MNC/PLC/GLC
  • Copy of NRIC (both sides) or a copy of a valid passport AND
  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
  • Latest 3 months' payslip & 3 months' bank statements
Self Employed
  • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
  • Latest 6 months' bank statements OR
  • Latest 1 Year Borang B and Tax receipt/e-Ledger
 

Awards and Recognition

Promotions

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Alliance Privilege Investment Asset Under Management Campaign
Alliance Privilege Investment Asset Under Management Campaign

Campaign period: 1 Apr 2024 - 31 Mar 2025

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