Conveniently access and manage your account from anywhere at any time, in partnership with Alliance Bank Visa Virtual Credit Card.
Rewards
8x Timeless Bonus Points (TBP)
with e-Commerce transactions1
and eWallet top-up2
1x TBP
for all other transactions
No annual Fee
*All Timeless Bonus Points will not expire
Important Note
e-Commerce transaction is defined as transaction made via the Internet where the Merchant is an e-Commerce/online/Internet merchant based on POS Condition Code 59. For e-Commerce, any spend amount above RM3,000 on each statement cycle, you will earn 1X TBP for every RM1 transaction.
For e-Wallet top-up, any spend amount above RM3,000 on each statement cycle, you will earn 1X TBP for every RM1 transaction.
For all Instalment Payment Plan (IPP), Flexi Payment Plan (FPP), JomPay and FPX transactions, you will earn 1X for every RM1 transaction.
How to apply
Get your Virtual Credit Card in 3 simple steps.
1
Sign up for redONE account
Register for a new redONE Account via redONE Mobile App
2
Click on ‘Virtual Credit Card’ and scan your MyKad
3
Upload your income documents
Once your Virtual Credit Card application has been approved, you can instantly enjoy a cardless shopping experience, perform online banking on the go and more.
Take time to read the card benefits.
Scan your MyKad (Front & Back)
Upload a copy of your income documents
Start using your Virtual Credit Card via Paynet QR, JomPay, Balance Transfer, Fast Cash & etc
Once your Virtual Credit Card application has been approved, you can instantly enjoy a cardless shopping experience, perform online banking on the go and more.
Eligibility & Required Documentation
Who can apply?
Principal Cardholders, 21 years old and above
Annual Income of Minimum RM24,000 p.a.
Required Documentation
Salaried Earners
MNC/PLC/GLC
Copy of NRIC (both sides) or a copy of a valid passport AND
EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
Last 1 month payslip
Salaried Earners
Non MNC/PLC/GLC
Copy of NRIC (both sides) or a copy of a valid passport AND
EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
Latest 3 months' payslip & 3 months' bank statements
Self Employed
Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
Latest 6 months' bank statements OR
Latest 1 Year Borang B and Tax receipt/e-Ledger
Awards and Recognition
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