Visa Virtual Credit Card (RinggitPlus)
Your Identity And Finances,
Protected.
Stay guarded by masking your real credit card number
with a virtual dynamic one.
APPLY NOW
The smart virtual credit card that allows you to make online payments efficiently and effortlessly.
16-digit card number that changes every 30 minutes for security purposes.
Benefits
- Malaysia’s 1st in-app Virtual Credit Card
- Secured Payment Tool
- Hassle-free Application
- Zero Annual Fee
Rewards
8x Timeless Bonus Points (TBP)*
with online shopping transactions and eWallet top-up
1x TBP
for all other transactions
No Annual Fee
All Timeless Bonus Points Will Not Expire
Card Features
PROTECT YOUR IDENTITY & FINANCES
Disguise your actual
card number
Enjoy enhanced security with the randomly generated
16-digit number that is valid for only 30 minutes each
time you need to make a payment. Use your virtual
credit card with the peace of mind that comes with
protecting your real credit card number from
potential fraud.
BE IN CHARGE
Seamlessly manage all
of your virtual cards
Freeze, unfreeze or delete your virtual cards at any
time. Simply set the spending limit, or manage your
recurring payments on your card to enjoy greater
control over your online shopping experience.
SIMPLIFY YOUR TRANSACTIONS
Scan and pay at any
merchants via DuitNow
Pay easily at selected merchants and enjoy rewards
with your virtual credit card.
PAY THE BILLS THE EASY WAY
Settle your bills conveniently
Pay your bills from anywhere you are without
any worry.
Get more out of your credit
Leverage on the flexibility
of your credit limit
Set your repayments to suit your needs.
Enjoy attractive profit rates from as low as 9.88% p.a.
when you set 12, 24 or 36 fixed instalments.
Apply in 3 simple steps
1
Download allianceonline mobile app.
2
Tap on ‘Virtual Credit Card’ and scan your MyKad.
3
Upload your income documents.
Once your Virtual Credit Card application has been approved, you can instantly enjoy a cardless shopping experience, perform online banking on the go and more.
Eligibility & Required Documentation
Who can apply?
- Principal Cardholders, 21 years old and above
- Annual Income of Minimum RM24,000 p.a.
Required Documentation
Salaried Earners
MNC/PLC/GLC
- Copy of NRIC (both sides) or a copy of a valid passport AND
- EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
- Last 1 month payslip
Salaried Earners
Non MNC/PLC/GLC
- Copy of NRIC (both sides) or a copy of a valid passport AND
- EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
- Latest 3 months' payslip & 3 months' bank statements
Self Employed
- Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
- Latest 6 months' bank statements OR
- Latest 1 Year Borang B and Tax receipt/e-Ledger
Awards and Recognition
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