Z-Alliance Comprehensive Home Safe

Designed For Your Home & Everything In It.

Comprehensive coverage for your home contents against fire, theft and accidental damage, Plus, claim emergency funds & reimbursements when misfortunate strikes.

Underwritten by: Zurich General Insurance Malaysia Berhad 201701035345 (1249516-V)

Z-Alliance Comprehensive Home Safe


Z-Alliance Comprehensive Home Safe Insurance covers household and personal belongings against loss caused by fire, full theft, and accidental damage. It also reimburses against expenses incurred for alternative accommodation, medical expenses, replacements of external locks, doors and windows, and cost of repair for damaged water tanks and pipes should the need arise. The policy further provides an Emergency Fund to tie over the tough times if the property suffers total loss due to fire, lightning or thunderbolt. Whether your home contents are damaged or lost, Z-Alliance Comprehensive Home Safe helps you get your life back together.


Z-Alliance Comprehensive Home Safe Insurance benefits come in two (2) key sections. One covers household contents and personal belongings including jewellery and valuables against fire and full theft, while the other provides emergency funds and reimbursements for a number of associated costs when misfortune strikes. With 5 plan options offering different sum insured, you would definitely find one that best suit your household needs.
  • Fire and named perils coverage for your home contents.
  • Key features
    • Covers loss or damage of home contents and personal belongings against fire and theft, with or without sign of forcible and violent entry.

      Section 1:
      • Personal and Household Belongings
      • Jewellery & Valuables
      • Interior Decorations & Renovations - built-in cabinets, wood flooring, plaster ceiling

      Section 2:
      • Emergency Fund - Up to and in the aggregate of 25% of the total Sum Insured on Contents
      • Reimbursement of medical expenses incurred due to fire or theft
      • Reimbursement of expenses incurred for replacing external locks, doors and window of your property due to damages caused by a covered peril
      • Reimbursement for alternative accommodation expenses should your property become uninhabitable due to damage caused by insured perils
      • Cash lost to theft
      • Cost of repairing or replacing damaged water tanks, apparatus, or pipes, including hacking and retiling
      • Affordable premium with five (5) plan types to choose from.
Please refer to Brochure, Product Disclosure Sheet and Policy Wording for detailed product description, terms and conditions.

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