Z-Alliance MEDIWISE is a yearly renewable medical insurance policy, with comprehensive coverage for hospitalisation and surgical expenses incurred due to illness or accident. The coverage includes organ transplants, emergency accidental outpatient dental treatment, and unforeseen bodily injuries, disablement, or death.
Key Features
With this Standalone Medical Card, you can enjoy up to RM 3 million medical coverage per year and up to RM 700 room and board limit per day depending on the plan you choose!
BETTER FEATURES FOR BETTER COVERAGE
Up to RM3 million Overall Annual Limit
10% No Claim Bonus
Hospital Admission up to 365 days
Higher limit for room and board
Unlimited In-Hospital Physician Visits
Organ Transplant (Heart, Kidney, Lung, Liver or Bone Marrow)
Outpatient Kidney Dialysis Treatment on as charged basis
Second Surgical Opinion
Funeral Expenses (all causes)
Deductible Options with up to 50% Discount
Multiple Insured Persons Discount up to 10%
No medical examination is required (for standard cases)
Please refer to Brochure, Product Disclosure Sheet and Policy Wording for detailed product description, terms and conditions.
Zurich General Insurance Malaysia Berhad is a member of PIDM.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) brochure or contact Zurich General Insurance Malaysia or PIDM (visit www.pidm.gov.my).
DISCLAIMER FOR BANCASSURANCE PRODUCTS
Before purchasing the insurance policy, you are advised to refer to the terms and conditions in the Product Brochure and Product Disclosure Sheet for details of the important features and major exclusions of the insurance plan.
This insurance product(s) is/are underwritten by Zurich General Insurance Malaysia Berhad (201701035345 (1249516-V)), a licensed insurance company regulated by Bank Negara Malaysia and is distributed by Alliance Bank Malaysia Berhad (“Bank”) (198201008390 (88103-W)). Zurich General Insurance Malaysia Berhad shall take full responsibility or liability for the plan or the products and services offered.