Valentine’s Day: Celebrate Love with Thoughtful Deals

Valentine’s Day – the day of love, romance, and thoughtful gestures. It’s that time of year when couples come together to celebrate their love and singles embrace self-love. Whether you’re in a relationship or flying solo, Valentine’s Day is a day to spread love and happiness.

Let’s talk about the sensational issues surrounding Valentine’s Day. From extravagant gifts to romantic dinners, there’s no shortage of ways to celebrate this special day. But who says you have to break the bank to show someone that you care? That’s where thoughtful deals come in.

When it comes to finding the perfect gift for your loved one, consider looking for deals on bank products. From benefits offered on savings accounts to credit card rewards, banks often offer promotions around Valentine’s Day to help you save money while still showing your love. Plus, who doesn’t love a good deal?

Money-Saving Strategies

Plan Within Your Means

Began your plan with setting a budget that you can afford. Effective budget planning will help you stay financially on track and avoid debt after celebrating this occasion. Discuss potential destinations with your partner early on so that both of you are on the same page and can plan accordingly. Once your budget is determined, you can begin your savings plan. Saving money is essential for achieving financial security and reaching your goals, whether you’re planning for a fancy dinner, a short vacation or an expensive gift.

Opening an Alliance SavePlus Account (Protected by PIDM up to RM250,000 for each depositor) is the first step you need to take to enjoy attractive interest rate with no lock in period. The account opening is simple and can be done anywhere through the allianceonline mobile app. Alliance SavePlus Account allow your money to grow with interest payouts of up to 3.00% p.a.* and encourage regular savings, helping you stay focused on your financial goals.

The Time2Win Campaign is something you shouldn’t miss. We are offering luxurious timepieces and cash prizes totaling RM137,000**, valid from now until 31 March 2025. Simply open an Alliance SavePlus Account through the allianceonline mobile app and enter the invitation code “time2win”. You can earn a welcome reward of up to RM130** when you open and activate your Alliance SavePlus Account today. That’s not all! You are also able to enjoy an attractive interest rate of 4.0%* p.a. on a 12-month e-fixed deposit. Hurry! Keep your fingers on this; don’t let it go.

* The interest rate is the prevailing board rate and subject to changes from time to time.
** Subject to campaign terms and conditions.

Create Everlasting Moments

Instead of spending money on lavish gifts, focus on creating meaningful experiences. Share moments that will last forever. For instance, you could cook a special meal together, have a picnic in the park, or go hiking. Spending quality time together not only creates lasting memories but also strengthens your bond. Consider making these activities a tradition by repeating the same itinerary every anniversary. This way, you can always remember where your love story began.

D.I.Y Gifts

While homemade gifts are more budget-friendly, they often carry more sentimental value. Consider writing a heartfelt letter, baking cookies, creating a scrapbook of your photos together, or crafting a unique piece of art. All these gifts are priceless and cannot be found in stores.

Cozy Date At Home

Planning a romantic dinner at home is a simple and affordable way to celebrate Valentine’s Day. This thoughtful and budget-friendly approach allows you to create a cozy atmosphere and personalised dining experience in the comfort of your own space. Start by cooking your partner’s favourite meal or trying a new recipe together. Set the table with candles, dim the lights and play some music to set the mood. Not only does it save money, but it also adds a personal touch that makes the evening even more special. If you don’t know how to cook or simply don’t have time to prepare for Valentine’s Day, don’t worry! With just a few taps on your mobile phone, you can order a delicious meal, desserts, flowers or gifts for delivery straight to your doorstep. So, whether you’re short on time or prefer convenience, delivery services can be your one-stop solution for making the day memorable and stress free.

Alliance Bank has partnered with Foodpanda, a popular online delivery platform that offers a wide range of food and grocery options in Malaysia. This exciting collaboration introduces the Pandalicious Eatsperience Campaign, which provides a complimentary 6-month pandapro subscription for new customers who sign up for an Alliance Bank Visa Credit Card. Additionally, RM68 cashback awaits for the newly signed up Alliance Bank Visa Virtual Credit Card customers who activate and spend a cumulative RM200 on retail purchases. This limited-time offer is available from 1 January to 31 March 2025 on a first-come, first-served basis, subject to the campaign terms and conditions.

Wait! There’s more. All existing Alliance Bank Visa Virtual Credit Cardholders can now participate in the Spin-The-Wheel challenge on Foodpanda app to win attractive Foodpanda vouchers and enjoy unlimited free deliveries up to RM10 with a minimum spend of RM25 starting from 26 January until 31 March 2025. Don't pass up on this opportunity to place your orders today! Sign up and use your Alliance Bank Virtual Credit Card to unlock these fantastic rewards.

Romantic, Yet Affordable

Valentine’s Day has become commercialised, with many business owners leveraging the occasion to boost sales. However, this is not entirely negative. It’s actually a great time to find deals and save money if you know where to explore. Many shops, restaurants and even online stores offer special discounts or bundled packages for this special occasion, such as reduced prices on flowers, chocolates or dinner at restaurants. Moreover, banks often provide credit card offers like cashback and additional discounts that can help you save even more. Instead of overspending, take advantage of these deals to make the day special while keeping more money in your pocket. With a little planning, you can enjoy a lovely celebration without incurring extra cost!

For Alliance Bank Visa Credit Cardholders, there is an opportunity to receive up to 50% cashback, capped at RM118 each week*, as well as the chance to win an extravagant trip for two to Switzerland valued at RM50,000* in the Alliance Bank Visa Credit Card Campaign. To qualify, simply use your Alliance Bank Visa Credit Card for purchases in any of the following categories on a weekly basis: dining, shopping, groceries, travel, and/or overseas expenditures from 1 January to 31 March 2025. Additionally, it’s noteworthy that all Alliance Bank Credit Cards are now compatible with Samsung Pay and Google Pay.

Celebrate Love Without Financial Strain

This Valentine’s Day, don’t stress about finding the perfect gift. Instead, focus on celebrating love in a thoughtful and meaningful way. Whether it’s a simple or grand gesture, what matters most is the love and appreciation you show to those closest to you. And remember, it’s the thought that counts.

So, embrace the spirit of Valentine’s Day and celebrate love with thoughtful deals. After all, love is all you need. As The Bank For Life, we are here to nurture and plan for your financial future, just as you care for the well-being of your loved ones.

Alliance Bank Malaysia Berhad is a member of PIDM.