Dual Currency Investment
Paired Currency.
Multiplied Benefits.
Short term currency linked structured investment solutions.
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The Dual Currency Investment is a non-principal-protected short-term currency-linked structured investment that offers investors the potential to earn higher returns than normal deposits. Investors will receive the principal amount in either the base or alternate currency during maturity at a pre-agreed conversion rate.
Why invest in a DCI?
- A potential return above that of regular term deposits.
- The tenure can be as short as one week.
- Gain potential enhanced yields on alternative currencies.
- Portfolio diversification through foreign currency exposure.
How does the DCI work?
- Investor has choice of terms for the DCI pairing from the available Base and Alternate currency.
- Once a decision is made, the investment will be active for the length of the tenor between 1 week to 3 months.
- Upon maturity, the initial capital you placed in one currency may be converted to another currency at a set exchange rate, depending on the volatility of the exchange rate between the pair of currencies.
Interest payments to the investor will be credited regardless of whether the principal has been converted or not.
Eligibility
Who is it for?
Dual Currency Investment is an ideal investment for an investor who:
- Has a natural inclination towards a particular foreign currency.
- Wants a short term investment with potentially higher returns than a normal deposit.
- Has a potential need on the Alternate Currency such as payment of property loan or education abroad.
- Wants to take advantage of the foreign exchange movement to enhance his/her investment return.
DISCLAIMER FOR INVESTMENT PRODUCTS
- The information provided herein is for reference and general information purposes only and should not be construed as an offer to sell, a solicitation to buy, or a subscription to any investment products.
- Investment Products are not obligations of, guaranteed or insured by the Bank and are subject to investment risks (e.g. market risk, currency risk and issuer credit risk) including the possible loss of the principal amount invested.
- Investors are advised to read, understand and carefully study the risk factors set out in the content of the relevant documents of the respective investment products including but not limited to the Prospectus or Information Memorandum and Product Highlights Sheet before investing. For more information and to obtain copies of the Prospectus or Information Memorandum or Product Highlights Sheet, please visit the nearest branch or consult our Relationship Manager / Sales Personnel.
- Investors should also consider all fees and charges involved before investing. Past performance of the investment product is not an indication of future performance.
- Investors should carefully consider whether any investment views or investment products are appropriate in view of their own investment experience, objectives, financial resources and relevant circumstances. If in doubt, investors should seek independent professional advice.
- Investment Products is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).
PENAFIAN UNTUK PRODUK PELABURAN
- Maklumat yang terkandung disini adalah untuk rujukan dan tujuan maklumat am sahaja dan ia tidak boleh ditafsirkan sebagai tawaran untuk menjual, permintaan untuk membeli atau melanggan mana-mana Produk Pelaburan.
- Produk pelaburan bukanlah kewajipan bank, tidak dijamin atau diinsuranskan oleh bank dan adalah tertakluk kepada risiko pelaburan (contohnya, risiko pasaran, risiko mata wang dan risiko kredit pengeluar) termasuk kemungkinan kerugian jumlah prinsipal yang dilaburkan.
- Pelabur dinasihatkan untuk membaca, memahami dan mengkaji dengan teliti faktor risiko yang dinyatakan dalam kandungan dokumen berkaitan produk pelaburan masing-masing termasuk tetapi tidak terhad kepada prospektus atau memorandum maklumat serta lembaran sorotan produk sebelum melabur. Untuk maklumat lanjut dan mendapatkan salinan Prospektus atau Memorandum Maklumat atau Helaian Sorotan Produk, sila lawati cawangan terdekat atau rujuk dengan Pengurus Perhubungan / Kakitangan Jualan kami.
- Pelabur juga perlu mempertimbangkan semua yuran dan caj yang terlibat sebelum melabur. Prestasi masa lampau produk pelaburan bukanlah petunjuk bagi prestasi masa hadapan.
- Pelabur perlu mempertimbangkan dengan teliti sama ada sebarang pandangan pelaburan atau produk pelaburan adalah sesuai memandangkan pengalaman pelaburan, objektif, sumber kewangan dan keadaan yang berkaitan mereka sendiri. Jika ada sebarang keraguan, pelabur harus mendapatkan nasihat profesional bebas.
- Produk pelaburan tidak dilindungi oleh Perbadanan Insurans Deposit Malaysia (PIDM).
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