PIDM Deposit Insurance System (DIS) Brochures

The Deposit Insurance System (DIS) is a system established by the Government to protect depositors against the loss of their insured deposits placed with member institutions in the event of a member institution failure. Commercial and Islamic banks that are member institutions of PIDM are also referred to as ‘member banks’.

As an integral component of an effective financial safety net, a deposit insurance system enhances consumer protection by providing explicit protection to depositors. Depositors will know when, how much and how their deposits are insured in the event that a member bank is bankrupt or is no longer viable.

In Malaysia, the Deposit Insurance System was brought into effect in September 2005 and is administered by PIDM.

Your bank deposits are automatically protected by PIDM. View the PIDM brochure in your preferred language below.