Business Current Account
Everything Your Business Needs In One Account.
Take complete control of your business with the one current account that does it all, with access to payroll solutions, banking management, digital tools & more.
APPLY NOW CONTINUE APPLICATION
Designed to help SMEs start, grow and expand. Gain access to a wide range of business banking solutions and personalised advisory services.
A member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
Steps to apply
| 1
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Submit an e-form via website OR via Bizsmart® app |
| 2
|
Perform identity verification on Bizsmart® app
|
| 3 | Perform DuitNow transfer (minimum RM500) to activate your Business Current Account |
Eligibility:
- Company must be registered under Suruhanjaya Syarikat Malaysia (SSM).
- SSM report must be updated with the latest list of sole proprietor, directors and shareholders
- Company owner/shareholders are Malaysian citizen holding the latest version of MyKad (with dual image/80K)
- Company owner/shareholders have an individual Malaysia online banking account in another bank with DuitNow function
For businesses that do not fulfill the above eligibility criteria for eKYC application, please submit the application HERE.
Steps to apply
| 1
|
Prepare the following documents:
|
| 2
|
Submit an e-form via website OR via BizSmart®app |
| 3
|
All company directors to perform identity verification on BizSmart®app
|
| 4 | Perform DuitNow transfer (minimum RM5000) to activate your new Business Current Account. |
Eligibility:
- Company must be registered under Suruhanjaya Syarikat Malaysia (SSM).
- SSM report must be updated with the latest list of sole proprietor, directors and shareholders
- Company owner/shareholders are Malaysian citizen holding the latest version of MyKad (with dual image/80K)
- Company owner/shareholders have an individual Malaysia online banking account in another bank with DuitNow function
For businesses that do not fulfill the above eligibility criteria for eKYC application, please submit the application HERE.
Every Aspect of Your Business is Covered with a Business Current Account
Enjoy these benefits when you open a business current account with us*
BizSmart® Online Banking
Faster and Easier Access with Alliance BizSmart®
- Instant access with BizSmart® Mobile app.
- Manage your trade financing with our award-winning eTrade
- Submit and schedule multiple transactions at one go.
- Use it anytime, anywhere.
alliance@work
Total Payroll Solution
- Day-to-day operation support.
- Attractive rates for deposit and financing needs.
- Complimentary on-site salary account opening saves your time and money.
- Remit money 24/7 with Cash2Home mobile app.
BizSmart® Solution
Comprehensive solutions to elevate your business.
- Digitise your business for greater efficiency and productivity.
- Manage your operational costs effectively to optimise your profits.
- Generate more online sales.
- Develop and empower your employees.
- Tap into the halal market by getting your business halal certified.
Support Lokal
Expand Your Business Outreach
- Feature your business on our social media.
- Reach new audiences, get new customers.
- Increase your digital exposure with marketing opportunities.
- Connect with SMEs and local communities to build valuable relationships.
Get exclusive fee waivers when you sign up for Alliance BizSmart® Online Banking
| Charges on Alliance BizSmart® Online Banking | |||
|---|---|---|---|
| Inquiry Only | Transactional | ||
| SOLE PROPRIETOR | Free | RM5 | |
| SME / OTHERS | Free | RM30 | |
| If you sign up online AND meet the waiver criteria T&Cs* |
Monthly Subscription Fee is WAIVED* | ||
Click here to see the differences between Inquiry and Transactional
Waiver criteria T&Cs: Minimum 10 successful e-payments monthly, or maintain RM50,000 (for SME) and RM30,000 (for sole proprietor) average monthly current account balance or overdraft utilisation.
If the current month waiver criteria are not met, the Bank will charge the BizSmart® monthly subscription fee and transaction fee for the current month in the following month.
Other Banking Products for SMEs
Digital SME Express Financing
Fast, simple and convenient business loan at your fingertips, collateral-free financing up to RM500,000.
Apply Now Learn more
Digital SME Cash Flow Financing
Collateral-free working capital financing up to RM1,000,000.
Apply Now Learn more
Business Premises Financing
Finance commercial properties or refinance existing properties with flexible loan tenures and high financing margin.
Apply Now Learn moreMore Information
FAQs about Alliance Business Current Account
eKYC is essentially a paperless security and verification technology used to confirm the identity of Alliance Bank customers for all digital transactions. For you, this means the conventional face-to-face identity verification method can now be performed remotely.
- Business entities: Sole proprietor or/ Sdn Bhd with 2 or 3 directors; and
- Malaysian company registered with Suruhanjaya Syarikat Malaysia (SSM). Note: SSM report must be updated with the latest list of business owner(s)/ partners/directors/shareholders; and
- Applicant/partners/business owner(s)/director(s) MUST be citizen(s) of Malaysia and hold the latest MyKad (with dual image/version 80k); and
- Applicant/partners/business owner(s)/director(s) MUST have an individual Malaysian online banking account in another bank with DuitNow function; and
- Businesses that do not have an existing Business Current Account in Alliance Bank / Alliance Islamic Bank with BizSmart® online banking access.
Application via eKYC is currently available only for Sdn Bhd companies with 2 or 3 directors. Please fill in this form and our Relationship Manager will contact you within 3 working days.
Sole Proprietor
- MyKad with dual image / version 80k
- Account Opening and BizSmart® Board Resolution (PDF Scanned in colour)
- Memorandum & Articles of Association / Constitution (This document is by default optional, but is mandatory if your company is incorporated prior to 31 January 2017)
- All directors/ business owners hold a MyKad with dual image / version 80k
- Complete the web form here.
- Once submitted, you will receive an email to download Alliance BizSmart® App with your application reference number.
- Launch the Alliance BizSmart® App, click on Start eKYC button. Enter the application reference number and business registration number to perform eKYC.
- Once your eKYC verification has passed, you will receive a notification of the account details of your newly created Business Current Account.
- To activate the account, please perform fund transfer of RM500(Sole Proprietor) & RM5,000 (Sdn Bhd) via DuitNow from your personal bank account with another bank within 30 calendar days. The account will not be activated and not ready to be used if the fund transfer is not performed. The account will be deactivated after 30 calendar days without any activity.
- Kindly check in your spam/junk folder.
- Please contact our contact centre hotline at 1-300-80-3388 / 03 5624 3888 for assistance.
(Operating hours: Mon - Fri: 9am - 6pm)
Our Relationship Manager will contact you within 3 working days to assist you in account opening.
Yes, you may. Please fill in this form and our Relationship Manager will contact you within 3 working days.
No, only business that registered under Suruhanjaya Syarikat Malaysia (SSM) may apply Business Current Account via eKYC with Alliance bank.
Please contact our contact centre hotline at 1-300-80-3388 / 03 5624 3888 for assistance.
(Operating hours: Mon - Fri: 9am - 6pm)
(Operating hours: Mon - Fri: 9am - 6pm)
Email notification will be sent to all company directors / business owners and the applicant.
The main applicant may also receive a phone call from a Bank personnel.
The main applicant may also receive a phone call from a Bank personnel.
Yes you may continue the application later. Please ensure you click Save & Exit button. You may return to complete the application within 14 calendar days. To retrieve the application, please click here.
Yes, you may. Please fill in this form and our Relationship Manager will contact you within 3 working days.
The eKYC application is currently applicable for conventional Business Current Account.
To open an Islamic Business Current Account, please fill in this form and our Relationship Manager will contact you within 3 working days.
To open an Islamic Business Current Account, please fill in this form and our Relationship Manager will contact you within 3 working days.
BCA EKYC required minimum version:
IOS – 14.0.0 and above
Android – 11.0.0 and above
IOS – 14.0.0 and above
Android – 11.0.0 and above
EN | BM
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