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Contents | Bank charges | ||
1. | Alliance My eSaving Debit Card | ||
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RM8.00 | ||
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RM8.00 | ||
2. | Alliance Hybrid Standard, AP Platinum & PB Platinum Debit Card | ||
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RM12.00 | ||
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RM12.00 | ||
3. | Biz-Xpress Card | ||
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RM8.00 | ||
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RM8.00 | ||
4. | Others Charges | ||
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RM1.00 per transaction RM1.00 per transaction * Effective 9 March 2020 |
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For transaction amount less than or equal to RM5,000 - Free of Charge For transaction amount more than RM5,000 – RM0.50 per transaction *Effective 1 July 2018 |
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RM0.10 per transaction | ||
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No charge | ||
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RM8.00 per transaction | ||
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Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa and shall be inclusive of 1% foreign exchange conversion spread by Alliance Bank. | ||
5. | Interchange Ceiling Fee | For MasterCard, click here. For Visa, click here. |
Contents | Bank charges | ||||||
1. | Processing Fee for Loan Applications | ||||||
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2. | Commitment fees on Loan Applications | ||||||
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Exempted 1.0% p.a. |
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1.0% p.a. |
Contents | Bank charges | |||||||||||||||||||||||||
1. | Set up Fee for Loan Applications | |||||||||||||||||||||||||
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Set up fee: RM200.00 (one time cost only) Monthly maintenance fee: RM10.00 |
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Set up fee: RM200.00 (one time cost only) | |||||||||||||||||||||||||
2. | Redemption Statements | |||||||||||||||||||||||||
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RM50.00 to be collected from the customer for the issuing of first redemption statement. Thereafter, a charge of RM50.00 is to be levied for each subsequent redemption statement | |||||||||||||||||||||||||
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RM50.00 to be collected from the customer for the issuing of first redemption statement/confirmation for E-pengeluaran. Thereafter, a charge of RM50.00 is to be levied for each subsequent confirmation letter/request | |||||||||||||||||||||||||
3. | Commitment Fees on Loans | |||||||||||||||||||||||||
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1.0% p.a. |
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4. | Photocopies of File Documents | |||||||||||||||||||||||||
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RM20.00 to be imposed on the first document and RM10.00 each for subsequent documents of borrowers who request for photocopies of file documents such as title deeds, charge documents, guarantees, Letters of Offer, S & P Agreement, etc. for various purposes such as potential sale transactions | |||||||||||||||||||||||||
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RM5.00 for the first page and RM1.00 for subsequent pages | |||||||||||||||||||||||||
5. | Late Payment Charges | 1% p.a. on the amount in arrears | ||||||||||||||||||||||||
6. | Withdrawal Fee | RM50.00 for every withdrawal of excess fund in Advance Payment for Conventional Home Loan/Term Loan with Redrawal facility. | ||||||||||||||||||||||||
7. | Conventional Mortgage Additional Interest Rate on Overdue Instalment/Payment | With effect from 1 August 2019, an additional interest rate above the Prescribed Rate (“Additional Interest Rate”) on daily rest on the total balance outstanding of the facility for any overdue instalment/interest payment is chargeable in the following manner: Housing Loan (“HL”) and/or Term Loan (“TL”)
Overdraft (“OD”)
e.g. Standardised Base Rate (SBR) +1.44% = 4.44% per annum (current SBR is 3.00%) The revised Product Disclosure Sheet is available at: https://www.alliancebank.com.my/financing/personal/mortgage.aspx For further enquiries, please call our Customer Service at 03-5516 9988. |
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8. | Early Settlement Fee (Loan Settle within lock-in period) |
2% on the approved loan amount | ||||||||||||||||||||||||
9. | OD Excess Fee | 1% per annum above the prescribed rate on any overdraft excess amount |
Contents | Bank charges | |
1. | Processing Fee | No charge |
2. | Early Settlement Penalty | No charge |
3. | Late Payment Penalty | 1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. |
4. | Stamp Duty Fee [as per Stamp Duty Act 1949 (revised 1989)] |
On total approved loan amount, to be deducted from the facility: - Stamp duty 0.5% |
Contents | Bank charges | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1. | Additional Paper Statement Request Fee / Yuran Permintaan Penyata Kertas Tambahan | RM5.00 per copy / RM5.00 setiap salinan | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2. | Card replacement fee / Yuran penggantian kad | RM50.00 for all card types except Visa Basic Card / RM50.00 bagi setiap jenis kad kecuali Kad Visa Basic | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
RM15 per Visa Basic Card / RM15 bagi setiap Kad Visa Basic | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
3. | Late payment charge / Caj bayaran lewat | 1% per month of the total outstanding principal balance or RM10.00, whichever is higher (subject to a maximum of RM100.00) / 1% dari jumlah baki tertunggak utama bulan tersebut atau RM10.00, mana yang lebih tinggi (tertakluk kepada maksimum RM100.00) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4. | Finance charge on Retail Purchases / Caj Kewangan bagi Pembelian Runcit | All Alliance Bank Credit Cards: / Semua Kad Kredit Alliance Bank:
You:nique Rates Credit Card: / Kad Kredit You:nique Rates:
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5. | Cash Advance / Pendahuluan Tunai | Interest = 18% p.a. calculated on a daily basis from date of transaction. / Caj kewangan = 18% setahun dikira setiap hari dari tarikh urusniaga. Fee = 5.0% of the amount advanced or a minimum of RM15.00, whichever higher, per transaction. / Fi = 5% dari jumlah pendahuluan tunai atau minimum RM15.00, mana yang lebih tinggi, bagi setiap urusniaga. Cash Advance withdrawal up to 80% of your credit limit. / Pengeluaran Pendahuluan Tunai sehingga 80% daripada had kredit anda. |
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6. | Annual Fees / Yuran Tahunan
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7. | Overseas transactions conversion fee / Yuran penukaran bagi transaksi luar negara | For Visa Basic Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by Visa. / Urusniaga dalam mata wang asing perlu ditukar kepada Ringgit Malaysia pada kadar penukaran dan caj yang ditentukan oleh Visa. For Other Credit Cards Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa and shall be inclusive of 1% foreign exchange conversion spread by Alliance Bank. / Urusniaga dalam mata wang asing perlu ditukar kepada Ringgit Malaysia pada kadar penukaran dan caj yang ditentukan oleh Mastercard atau Visa dan hendaklah termasuk kos penukaran 1% oleh Alliance Bank. |
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8. | Interchange fee ceiling / Siling bagi fi pertukaran | For Mastercard, click here / Untuk Mastercard, klik sini. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
For Visa, click here / Untuk Visa, klik sini. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9. | Service tax / Cukai perkhidmatan (Effective 1 September 2018) / (Efektif 1 September 2018) |
RM25 for Principal Card / RM25 untuk Kad Utama | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
RM25 for Supplementary Card / RM25 untuk Kad Tambahan |
Contents | Bank charges | |
1. | Interest received on advance (Overdrafts) | Interest on overdraft by arrangement Minimum: RM10.00 |
2. | Service charge on Consumer Current and Overdraft Accounts with daily average balance below RM1,000.00. | RM10.00 for half yearly |
Service charge on Business Current and Overdraft Accounts with daily average balance below RM1,000.00. | RM20.00 for half yearly | |
(Service charge is exempted for Government accounts) | ||
3. | Service charge on AllianceSave Accounts | RM15.00 half yearly (regardless of balance) |
4. | Service charge on Alliance Hybrid Accounts with Cheque Book Facilities | RM15.00 half yearly (regardless of balance) |
5. | Handling charges on representing cheques | RM50.00 per cheque |
6. | Charges for cheques dishonoured due to insufficient funds | A penalty charge of RM150.00 shall be imposed by the Bank on each cheque |
7. | Service charge for stopped payment | RM15.00 per cheque |
RM150.00 if countermanded cheque is returned due to interalia insufficient funds | ||
8. | Cancellation of stopped payment instruction | RM10.00 per cheque |
9. | Service charge for cheques returned due to post dated cheque | A service charge of RM10.00 shall be charged on the payee for each post-dated cheque returned (applicable to collecting bank) |
10. | Service charge for 3rd party cash cheque encashment | RM2.00 per transaction |
11. | Cheque book not collected after 30 days of issuance | RM10.00 per cheque book |
12. | Stamp duty on cheque books | A government stamp duty of RM0.15 per cheque leaf shall be charged to the account upon issuance of a cheque book |
13. | Service charge request for Statement, Duplicate Document e.g. cheques, expired guarantee, bills, etc. | (i) Retrieval fees of RM5.00 plus RM1.00 per page of statement if printed from system (up to 3 months) or photocopy of other documents |
(ii) Retrieval fee of RM20.00 plus RM1.00 per page of statement if reproduced from microfiche plus out-of-pocket expenses (for more than 3 months) | ||
(iii) Retrieval fee of RM20.00 plus RM5.00 per document if it is obtained from branch | ||
(iv) Retrieval fee of RM30.00 plus RM10.00 per document if it is obtained from our warehouse/remote location | ||
(v) Service charge of RM5.00 per GST tax invoice printed (customer may also obtain GST tax invoice at no charge via allianceonline). | ||
14. | Service charge on auditors confirmation | (i) RM25.00 for current financial year |
(ii) RM100.00 for other request (i.e. previous financial year) | ||
Service charge on auditors confirmation for Commercial (business) account (charges apply for all types of business Current Account, effective 1st April 2009) |
(i) RM30.00 - audit confirmation on account as at a date which is no more three (3) months from date of request. | |
(ii) RM50.00 - audit confirmation on account as at a date which is between four (4) to twelve (12) months from date of request. | ||
(iii) RM100.00 - audit confirmation on account as at a date which exceeds twelve (12) months from date of request. | ||
15. | Service charges on opening of account | No charges effective 15 May 2018 |
16. | Service charge on closing of Savings Account | (i) Closed within 3 months from date of opening of account: RM20.00 |
(ii) Closed after 3 months from date of opening of account: RM10.00 | ||
(iii) Closed after 3 months from date of opening of account (Basic Savings Account Only): No Charges | ||
(iv) Closed within 6 months from date of opening of account (Alliance My eSaving Account Only): RM20.00 | ||
(v) Closed after 6 months from date of opening of account (Alliance My eSaving Account Only): No Charges | ||
17. | Service charge on closing of Current/ODP Account | (i) Closed within 3 months from date of opening of account: RM20.00 |
(ii) Closed after 3 months from date of opening of account: RM10.00 | ||
(iii) Closed after 3 months from date of opening of account (Basic Current Account Only): No charge | ||
Service charge on closing of Commercial (business) Current/ODP Account (charges apply for all types of business Current Account, effective 1st April 2009) |
(i) Closed within 3 months from date of opening of account: RM30.00 | |
(ii) Closed after 3 months from date of opening of account: RM20.00 | ||
18. | Service charge on issuance of duplicate Savings Account passbook that are worn out or defaced | RM10.00 |
19. | Loss of Fixed Deposit certificate/receipt | RM10.00 stamp duty for Letter of Indemnity |
RM5.00 replacement of FD receipt | ||
20. | Service charge on changing coins/notes (for bulk changing) (charges apply for all types of business Current Account) |
Coins |
Minimum: RM5.00 plus 0.50% on the amount per bag (same denomination or standard bag) |
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For loose coins Less than RM100.00: No charge |
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> RM100.00 to RM1,000.00: RM5.00 | ||
> RM1,000.00: Additional RM5.00 on every RM1,000.00 | ||
Notes | ||
Single denomination: No charge | ||
2 denominations & above: RM5.00 | ||
21. | Service charge on coins deposits (charges apply for all types of business Current Account) |
Up to RM100.00: No charge |
> RM100.00 to RM1,000.00: RM5.00 | ||
RM1,000.00: Additional RM5.00 on every RM1,000.00 | ||
Service charge on Bulk Cash Deposit (charges apply for all types of business Current Account) |
Free of Charge: For first 1,000 pieces, irrespective of denomination. | |
RM5.00 per 1,000 pieces or part thereof, irrespective of denomination. | ||
Max: subject to a maximum of RM500.00 per deposit | ||
22. | Postage and handling charges on warning letters (on returned cheque, DCHEQS letter, excess of current account) | RM10.00 flat |
23. | Postage charges on cheque books sent by courier | RM10.00 or actual courier charges, whichever is higher |
a. For Personal Cheque Book b. For Company Cheque Book |
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24. | Account number selection | Service charge of RM50.00 for choosing desired available account number |
25. | Service charge for endorsement of the status of company's account to be attached together with tender submission | RM20.00 per account |
26. | Service charge on confirmation on authorised cheque signatories for the renewal of Pusat Khidmat Kontraktor license | RM20.00 per account |
27. | Cheque processing fee Effective 2 January 2015, RM0.50 will be levied to the drawer or issuer of the cheque or his account whenever a cheque is received by the Bank for processing, whether for encashment over the counter or for depositing into an account. |
RM0.50 per cheque leaf |
28. | Service charge on Over-The-Counter (OTC) cash deposit & withdrawal transaction (RM5,000 and below) | RM2.00 per transaction. Note: Not applicable to following account:
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29. | Service charge on dormant account | |
i. Account balance less than or equal RM10.00 | The balance will be absorbed as a service fee and thereafter the Bank will proceed to close the account. | |
ii. Account balance is more than RM10.00 | Dormant Service Fee of RM10.00 will be imposed annually until seventh (7th) year. If the balance of the account falls below RM10.00, item (i) above will apply. |
Contents | Bank charges | ||
1. | Monthly subscription fee - Transactional Module | RM5.00 per month | |
2. | Security Token: | ||
(i) | Setup & Handling Fees (including Courier Charges) | No charge | |
(ii) | Security Token (Mobile Token & Hardware Token) | Waived for 1 unit of Mobile Token. RM70 for each additional Security Token. | |
(iii) | Annual Digital Certificate Renewal fee | Waived for 1st year. RM50 per unit yearly. |
Contents | Bank charges | ||
1. | Monthly subscription fee - Inquiry Module | Free | |
2. | Monthly subscription fee - Transactional Module | RM30 per month | |
3. | Security Token: | ||
(i) | Setup & Handling Fees (including Courier Charges) | No charge | |
(ii) | Security Token (Mobile Token & Hardware Token) | Waived for 2 units of Mobile Token. RM70 for each additional Security Token. | |
(iii) | Annual Digital Certificate Renewal fee | Waived for 1st year. RM50 per unit yearly. | |
4. | Mode of Profile Maintenance: | ||
(i) | Self Manage | No charge | |
(ii) | Bank Manage | RM100 yearly |
Type of Transaction | Description | Transaction Charges (RM) |
1. Single Transaction (Online via BizSmart) | ||
Intrabank Transfer | ABMB to ABMB | FOC |
Interbank IBG (GIRO) | ABMB to IBG participating banks | 0.10 |
DuitNow Transfer Pay-to-Account Number Pay-To-Proxy |
ABMB to DuitNow participating banks | FOC |
RENTAS | ABMB to RENTAS participating banks |
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2. Bulk Payment and Payroll | ||
Intrabank Transfer Interbank IBG (GIRO) RENTAS |
ABMB to ABMB ABMB to IBG participating banks ABMB to RENTAS participating banks
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0.50 1.00 2.00 5.00 |
3. Transaction SMS Notification | RM0.20 per SMS |
Contents | Bank charges | |||
1. | Securities Shares held as security for pledged accounts |
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(i) | Receipt Fees | RM10.00 per counter | ||
(ii) | Withdrawal Fees | 0.050% of market value Minimum: RM10.00 Maximum: RM1,000.00 |
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(iii) | Yearly service charge | RM5.00 per counter per annum, payable in advance | ||
(iv) | Dividend Payment | 1.0% of net dividend amount Minimum: RM10.00 |
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(v) | Proxy Voting | RM50.00 per proxy | ||
(vi) | Bonus Issue | RM20.00 per counter | ||
(vii) | Rights Issue | RM75.00 per issue | ||
(viii) | External Fees To Bursa Malaysia Depository Sdn Bhd: |
To be borne by the customer | ||
- | CDS account opening fee | RM10.00 per account opening | ||
- | Transfer fee | RM10.00 per transfer (irrespective of the quantity or value of the security) | ||
- | CDS maintenance fee | 4.00 sen per 1,000 shares per annum based on the average monthly closing balance of accounts (charged quarterly) | ||
- | Dormant account reactivation fee | RM5.00 per account | ||
- | Withdrawal fee | RM15.00 per 1,000 shares or part thereof | ||
- | Deposit fee | RM10.00 per certificate | ||
- | Statement of account fee | RM1.00 per page or part thereof up to 100 pages | ||
30 sen per page above 100 pages | ||||
To Share Registrar: | ||||
- | Stamp duty on rights subscription form on acceptance | RM10.00 stamp duty | ||
- | Stamp duty on Letter of Indemnity (Loss of dividend cheques/replacement of subsidiary income tax certificate) | RM10.00 stamp duty | ||
(ix) | Issue duplicate/replacement of subsidiary income tax certificate (SITC) | RM10.00 per SITC | ||
(x) | Conversion/Consolidation/Cash offer/General offer exercise/Share acquisition | RM20.00 per exercise | ||
(xi) | Registration of unquoted shares in the name of Bank's Nominee Company | 0.1% of par value of shares Minimum: RM5.00 Maximum: RM500.00 |
Contents | Bank charges | ||
1. | Cashier's Order (CO) | ||
(i) Ordinary Cashier's Order Effective 2 January 2015, RM0.50 cheque processing fee will be levied to the applicant of a cashier's order at the time of application in addition to the stamp duty and commission collected by the bank. |
RM5.00 (effective 1 June 2018) Stamp duty RM0.15 Cheque processing fee of RM0.50 per cheque |
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(ii) Cashier's Order for MIDF/MIH Share Issue | RM5.00 (effective 1 June 2018) Stamp duty RM0.15 No charge and waiver of stamp duty for account holders |
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(iii) Replacement of lost/stolen/default and damaged Cashier's Orders | Service charge of RM10.00 The appropriate stamp duty on the Letter of Indemnity for reported lost Cashier's Order is to be borne by the customer |
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(iv) Repurchase of Cashier's Order | RM5.00 except for Cashier's Order issued for new share applications | ||
2. | Demand Draft (DD) | ||
(i) Demand Draft in Foreign Currency payable overseas | Flat rate of RM2.00 per item for whatever draft amount | ||
(ii) Cancellation and refund/repurchase of Foreign Currency Demand Draft | Foreign currency draft is cancelled and repurchased at the day's buying OD Rate of the foreign currency or the original currency quoted rate, whichever is lower (If the original quoted rate was a contracted/special rate, please refer to Forex Department, Head Office). Applicant to bear the cost of "Stop Payment", which is charged by the correspondent bank | ||
A service charge of RM10.00 is levied for each repurchase of foreign currency Demand Draft | |||
(iii) Replacement of lost/stolen/default and damaged Demand Drafts (Foreign Currency) | RM10.00 excluding cable charges and correspondent charges. Applicant to bear the cost of "Stop Payment", which is charged by the correspondent bank | ||
(iv) Cost of "Stop Payment" charged by Correspondent Bank | Applicant to bear cost of cable and the processing cost as imposed by the correspondent bank | ||
3. | Telegraphic Transfer (TT) | ||
(i) Telegraphic Transfer in Foreign Currency payable overseas | Minimum of RM2.00 per telegraphic transfer for whatever TT amount plus cost of cable incurred |
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List of cable charges: | |||
USD | RM25.00 | ||
IDR, THB, PHP & BND | RM13.50 | ||
SGD | RM7.50 | ||
Other currencies | RM25.00 | ||
(ii) Incidental expenses on Remittances | Commission and actual out of pocket expenses e.g. postage, telephone, fax charges. Stamp duty | ||
4. | Transfers of RM Funds through BNM/Rentas | ||
(i) For transfer (through RENTAS subject to minimum RM10,000.00) | Service charge of RM5.00 for each transaction (Applicable to Individuals & SME only) |
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Service charge of RM8.00 for each transaction (All others EXCEPT for individuals & SME) |
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5. | Transfers of RM Funds through Interbank GIRO | ||
(i) For fund transfer through Interbank GIRO | A flat fee of RM2.00* per transaction irrespective of the amount transferred | ||
* No charge for all Senior Citizens aged from 60 onwards (customer's age is confirmed via Mykad verification) | |||
* No charge for all disabled person (verified by sighting their OKU card) | |||
For BCA & BSA the 1st. two GIRO transaction, charge at RM0.50 per transaction | |||
6. | Transfers of RM Funds within Alliance Bank | ||
(i) For fund transfer within Alliance Bank | No charge | ||
7. | Collection of Coupons | ||
(i) Whether cut from bonds in our possession or handled in by clients | Commission of 0.03% flat on aggregate face amount | ||
Minimum: RM0.50 | |||
Maximum: RM30.00 | |||
Insurance, postage and any other related expenses will be for customer's account | |||
8. | Negotiable Certificate of Deposits (NCD) | ||
(i) Charges for splitting of NCDs | RM2.00 per new certificate | ||
9. | Cash2Home & Alliance Online Foreign Remittance | ||
Countries | Cash Pickup Mode | Total Selling Fee (RM) | |
Bangladesh | Account Credit | 12.00 | |
Cash Pickup | 12.00 | ||
Sri Lanka | Account Credit | 16.00 | |
Cash Pickup | 16.00 | ||
Indonesia | Account Credit | 9.00 | |
Cash Pickup | 16.00 | ||
Philippines | Account Credit | 13.00 | |
Cash Pickup | 16.00 | ||
Nepal | Account Credit | 13.00 | |
Cash Pickup | 13.00 | ||
Thailand | Account Credit | 18.00 | |
India | Account Credit | 11.00 | |
Vietnam | Account Credit | 15.00 - 35.00 (depending on the transaction) |
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Cash Pickup | 15.00 - 35.00 (depending on the transaction) |
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Myanmar | Cash Pickup | 15.00 - 40.20 (depending on the transaction) |
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Pakistan | Account Credit | 15.00 | |
Cash Pickup | 15.00 |
Contents | Bank charges | |
1. | SDB break-in charges (replacement of SDB keys) |
Minimum of RM200.00 per key or actual replacement cost and labour charges to re-open the SDB, whichever is higher |
2. | SDB key deposits | A key deposit of RM200.00 (new account) shall be levied, which shall be refundable on return of the keys upon termination of the lease. This key deposit is no longer refundable once the keys have been reported lost |
3. | Safe deposit rental | Rental rates vary amongst branches (depending on size of box) |
Contents | Bank charges | |||
1. | Payment Orders and Periodical Payments | |||
(i) | Payment Orders: | |||
a. | Own account Internal Transfer to own account within the Bank |
No charge | ||
b. | 3rd party account Internal Transfer to 3rd party account within the Bank |
RM2.00 per transaction | ||
c. | Payroll services/salary accounts (within the Bank, payment contra against employer's account over the counter) | RM5.00 per employee account for transaction over the counter | ||
d. | To other banks (including salary credits) | RM5.00 per transaction plus actual out-of-pocket expenses | ||
(ii) | Periodical Payments (Standing Order) | |||
a. | Credit of accounts maintained with the same branch | Flat rate of RM2.00 | ||
Service charge waived for standing orders (including via AFT) for repayment of loan accounts with the Bank | ||||
b. | Payable to firms, private individuals and other bodies | Flat rate of RM2.00 plus actual out-of-pocket expenses | ||
c. | To Banks for the account of 3rd party | Flat rate of RM2.00 plus actual out-of-pocket expenses | ||
(iii) | Periodical Payments (Standing Order) Payable outside clearing area/zone |
Charges according to mode of payment plus postage or cable charges, where applicable | ||
(iv) | Automatic Funds Transfer (AFT) | A service charge of RM2.00 is to be levied on each cycle of a periodical payment and/or standing instruction irrespective of whether the payment instruction is effected or not effected due to insufficient fund | ||
In addition, the normal remittance commission and other incidental expenses should also be levied | ||||
This service charge is waived on all standing instruction for crediting into a Loans Account |
Contents | Bank charges | |||
1. | Inward Bill for Collections (IC) | |||
1.1 | Documentary Bills in Malaysian Ringgit or Foreign Currency | 0.1% flat on invoice value plus actual cost | ||
Minimum: | RM50.00 | |||
Maximum: | RM100.00 (Foreign currency) | |||
RM500.00 (Local currency) | ||||
1.2 | Bills dishonoured/Snag bills | RM50.00/USD20.00 per month or part thereof if bill remains unpaid for more than 60 days after due date/ first presentation plus actual cost and correspondent charges, if any. | ||
Representation commission: RM10.00 plus actual cost | ||||
1.3 | Dishonour advice to Remitting Bank | RM10.00 plus actual cost | ||
1.4 | Tracer | RM10.00 per tracer | ||
1.5 | IC Acceptance | RM50.00/ USD25.00 | ||
2. | Letter of Credit (LC) | |||
2.1 | (i) Issuance commission | 0.1% per month or part thereof/as per Letter of Offer (LO) on the LC amount plus actual cost and correspondent charges, if any. Minimum: RM100.00 | ||
(ii) Usance commission | 0.1% per month or part thereof on the LC amount for the usance period plus actual cost. Minimum: RM100.00 | |||
(iii) Back to Back Letter of Credit | 0.1% per month or part thereof/as per LO on the LC amount plus actual cost and correspondent charges, if any. Minimum : RM200.00 | |||
(iv) Over the Counter Letter of Credit (OTCLC) | 0.125%* per month or part thereof on the LC amount plus actual cost and correspondent charges, if any. *Minimum of RM100.00 chargeable and non-refundable (to be collected upfront) Handling fees (per transaction) SME : RM100.00 Non-SME: RM200.00 |
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2.2 | Issuance of LC through SWIFT | Within Malaysia: RM50.00 | ||
Other Countries: RM100.00 | ||||
2.3 | Amendments | |||
(i) Amendment charges | RM50.00 | |||
(ii) Amendments to our LC for extension/increase in value | 0.1% per month or part thereof for the extended period/ incremental value plus actual cost and correspondent charges, if any. Minimum: RM50.00 |
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2.4 | Discrepancy Fee | RM100.00/USD60.00 equivalent | ||
2.5 | Commission on expired LC/ overdrawn | Minimum: RM100.00/USD35.00 | ||
3. | Guarantees | |||
3.1 | Issuance of Shipping Guarantee (SG) | 0.1% flat on invoice value | ||
Minimum: | RM100.00 (under Letter of Credit) | |||
RM200.00 (under Inward Bill for Collections) | ||||
3.2 | Shipping Guarantee not returned after 3 months from date of issuance | 0.05% per month on invoice value | ||
Minimum: | RM50.00 per month, until SG is returned for cancellation | |||
3.3 | Issuance of Bank Guarantee (BG) | 0.1% per month or part thereof plus actual cost | ||
Minimum: | RM100.00 | |||
3.4 | Issuance of Over the Counter Bank Guarantee (OTC BG) | 0.1%* to 0.15%* per month depending on BG tenor plus actual cost *Minimum of RM100.00 chargeable and non-refundable (to be collected upfront) Handling fees (per transaction) SME : RM100.00 Non-SME: RM200.00 |
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3.5 | Amendments | |||
(i) Amendments charges | RM50.00 | |||
(ii) Amendment for BG extension / increase amount | 0.1% p.m. or part thereof for the extended period/incremental value plus actual cost Minimum: RM50.00 |
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3.6 | Replacement for lost Guarantee | RM50.00 plus actual cost | ||
3.7 | Tracer | RM50.00 (except SME) | ||
3.8 | Standby Letter of Credit (SBLC) | 0.1% per month or part thereof/as per LO on the SBLC amount plus actual cost and correspondent charges, if any. Minimum: RM100.00 | ||
4. | Outward Bills for Collections (EC) | |||
4.1 | Commission | 0.1% on invoice value plus actual cost | ||
Minimum: | RM50.00 | |||
Maximum: | RM100.00 (Foreign currency) | |||
RM500.00 (Local currency) | ||||
4.2 | Snag Bills | If Bill remains unpaid for more than 60 days after due date/ first presentation, holding charge of RM50.00 per month or part thereof will be charged from the third month onwards | ||
4.3 | LC Checking Fee | RM50.00 | ||
4.4 | LC Reimbursement | RM50.00 | ||
4.5 | Tracer | RM30.00 (Foreign currency) RM10.00 (Local currency) |
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4.6 | Usance EC Acceptance | RM10.00 | ||
5. | Inward Letter of Credit (EL) | |||
5.1 | Advising commission | RM50.00 flat plus actual cost (Customer) RM70.00 flat plus actual cost (Non-Customer) |
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5.2 | Advising LC amendment | RM50.00 flat plus actual cost (Customer) RM70.00 flat plus actual cost (Non-Customer) |
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5.3 | LC Confirmation commission | 0.1% p.m. or part thereof/as per LO on the LC amount plus actual cost and correspondent charges, if any Minimum: RM100.00 Usance commission: 0.1% p.m. or part thereof on the LC amount for the usance period plus actual cost Minimum: RM100.00 |
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5.4 | Transferable Letter of Credit commission | 0.1% per month on the amount transferred plus actual cost Minimum: RM100.00 Handling fee: Minimum: RM100.00 Maximum: RM500.00 |
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6. | Trade Loans | |||
6.1 | Banker Acceptance (BA) | |||
(i) Acceptance Commission | As per LO Min: RM100.00 |
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(ii) Face value less than RM100,000 | Handling fee: RM50.00 | |||
(iii) Bunching Fee (3 & above invoices) | Handling fee: RM50.00 | |||
6.2 | Trust Receipt (TR) | |||
(i) Commission (Open account trade settlement) |
0.1% on invoice value Minimum: RM50.00 Maximum: RM100.00 (Foreign currency) RM500.00 (Local currency) |
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6.3 | Foreign Currency Trade Loan (FCTL)/Promissory Note (PN) | |||
(i) Commission (Open account trade settlement) |
0.1% on invoice value Minimum: RM100.00 Maximum: RM300.00 |
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6.4 | Export Bills Purchased (EP)/Export Negotiation(EN)/Outright Purchase/Forfaiting | |||
(i) Commission | 0.1% on invoice value plus actual cost Minimum: RM50.00 Maximum: RM100.00 (Foreign currency) RM500.00 (Local currency) |
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6.5 | Export Credit Refinancing (ECR) | |||
Processing fee per transaction: | ||||
(i) Pre-shipment Lodgement/roll-over/drawdown/partial liquidation/early discharge/redemption | RM10.00 | |||
(ii) Post-shipment Refinancing/partial liquidation/early discharge/redemption | RM10.00 | |||
(iii) ECR Domestic Purchase Order(DPO)/Local Purchase Order(LPO) charges | 0.05% on the value Minimum: RM50.00 Maximum: RM500.00 |
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(iv) ECR Domestic LC(DLC) charges | 0.05% on the value Minimum: RM50.00 Maximum: RM500.00 |
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7. | General – Local | |||
7.1 | Commission in lieu of Exchange (Import Bills) | 0.1% flat on the invoice value | ||
Minimum: | RM50.00 | |||
Maximum: | RM200.00 | |||
7.2 | Postage/Fax/Email | RM5.00 (non-financing product) | ||
RM10.00 (financing product) | ||||
7.3 | Rentas | RM8.00 | ||
7.4 | Interbank GIRO | RM2.00 | ||
7.5 | Telecommunication (SWIFT) | RM35.00 (Local currency) USD30.00 (Foreign currency) |
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7.6 | Courier | Peninsula Malaysia: | RM25.00 | |
East Malaysia: | RM30.00 | |||
Other countries: | Relevant courier charges apply |
Trade Products | Transaction type | Transaction cut-off time | |
1. | Financing and Non-Financing Products (Exclude ECR) | Involving Rentas payment | 12.00 pm |
Involving Swift payment | 2.00 pm | ||
Other payment/ trade applications | 3.00 pm | ||
2. | Export Credit Refinancing (ECR) | All types | 10.30 am |
3. | Import/Export documents | With/without document checking | 2.00 pm |
Contents | Bank charges | |||
1. | Share Margin Financing/Portfolio Financing Initial Cost | |||
a. | CDS account opening fee | RM10 | ||
b. | Nominal stamp duty | RM50 |
Contents | Bank charges | |||
1. | Share Trading Account initial cost | |||
a. | CDS account opening fee | RM10 | ||
b. | Nominal stamp duty (if ABMB FD is pledged) | RM20 | ||
2. | T+7 Trading Account Pick up Fee | 0.30% flat of P contract OR RM10.00 (whichever higher), on any outstanding Purchase Contract NOT settled or sold by T+3. If customer contra OR settle P Contract latest by T+3, NO "pick up" fee is charged. | ||
3. | Collateralised Trading Account Contra Charges (when P contract is forced sold on T+3) |
11.0% p.a. on purchase amount from T+3 onwards (charges will be calculated on calendar days after T+2) | ||
4. | Collateralised Trading Account Overdue Purchase Interest (when Purchase contract is settled or picked up after Bursa settlement date) |
12% p.a. on purchase amount (interest will be calculated on calendar day after T+2) |
Contents | Bank charges | ||||||||||||||||
1. | Shared Brokerage Fee |
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2. | Corporate Action fee: (handling fees for rights/bonus share issue/dividend etc) | ||||||||||||||||
a. | Subscription of rights & Conversion of Securities | RM10 (Stamp Duty) | |||||||||||||||
RM10.00 (Service Charge) + courier charge | |||||||||||||||||
Any other charges i.e. debiting & crediting charges by the registrars | |||||||||||||||||
b. | Take over offer | Redemption/Conversion Amount/Value RM10.00 (Service Charge) |
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RM10.00 (Share Transfer out) + courier charge | |||||||||||||||||
c. | Cash Dividend | RM2.50 and below : no charges | |||||||||||||||
RM2.51 to RM100 : RM2.50 | |||||||||||||||||
>RM100 : RM5.00 | |||||||||||||||||
d. | Execution of proxy form | RM5.00 per proxy form + RM7.50 courier charges (Total RM12.50) | |||||||||||||||
3. | Share Withdrawal & handling charges for deceased account | Share withdrawal as per transfer out shares charges: | |||||||||||||||
Handling charges RM50.00 | |||||||||||||||||
Bursa Depository processing fee RM50.00 | |||||||||||||||||
4. | Share Transfer-ln | Bursa Depository charges RM10.00 per counter to be absorbed (rebate to customer) subject to transfer-in of shares with minimum market value of RM3,000 per counter. | |||||||||||||||
5. | Share Transfer-Out | Bursa Depository charges RM10.00 per counter. | |||||||||||||||
Handling fees RM10.00 per request per counter. | |||||||||||||||||
6. | Excesses charges | Minimum RM10.00 or BLR+3.5% (only apply when account is overdrawn). | |||||||||||||||
7. | SMF Account Redemption fee | 0.150% of total share value (market value), or minimum RM265 | |||||||||||||||
8. | SMF change of broker/remisier fee | RM35.00 | |||||||||||||||
9. | Cash drawndown fee (by Cashier's Order) |
RM10.00 | |||||||||||||||
10. | Fund transfer fee | RM20.00 for inter-bank transfer | |||||||||||||||
11. | Closing account fee | RM10.00 | |||||||||||||||
12. | Statement retrieval fee | RM5.00 plus RM1.00 per page of statement if printed from branch's system (up to 3 months) | |||||||||||||||
RM20.00 plus RM1.00 peer page of statement if reproduced from Saperion/Microfiche (for 3 to 12 months) | |||||||||||||||||
RM20.00 plus RM5.00 per document if it is obtained from branch | |||||||||||||||||
RM30.00 plus RM10.00 per document if it is obtained from warehouse /remote location | |||||||||||||||||
RM20.00 per set - for certification of tender form/PKK/PMS/PUKONSA/CIDB. | |||||||||||||||||
RM20.00 per set - for request for certification "Certified True Copy" for education, EPF withdrawal or application for Visa only | |||||||||||||||||
RM50.00 per set - for request for certification "Certified True Copy" for business and other purposes | |||||||||||||||||
13. | Transportation/courier charges | RM7.50 for Peninsular Malaysia | |||||||||||||||
RM13.50 for East Malaysia | |||||||||||||||||
RM16.00 for Singapore |