Basic Current Account

Current Accounts Made Easy.

Conveniently manage your account via allianceonline and make payment via cheque.

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The Basic Current account comes with a cheque book for withdrawals and payments. Plus, you can easily manage your account anytime, anywhere with allianceonline.

Benefits

Comes with a cheque book for withdrawals and payments
Get comprehensive monthly statements
Access banking services at all our branches
Cheque eXpress Service and Cash Deposit Machines make it simple to deposit checks and cash.
Manage your account online using allianceonline services for easy account management.

Note:

The hard copy monthly statement currently sent to existing customers and customers who have opened their account from 1 June 2021 onwards will be available until 30 November 2021.
Effective 1 December 2021, please view your monthly statement via allianceonline.

Replacement Debit Cards due to loss or damage will incur a fee.

Your deposits are protected by PIDM up to RM250,000 per depositor.
View PIDM brochure in your preferred language here.

Eligibility

WHO CAN APPLY?

Malaysian aged 18 years and above (including permanent residents) can apply.

Note:

You need a minimum opening deposit of RM500 to open an account.
This account can be operated either individually or jointly.
If your account balance falls below RM1,000 during any half-year period, a service charge of RM10 will be imposed.
Fees and charges apply.

General Tariff

Contents		Bank charges
1	Commission on Outstation Cheques Sent for Collection (Each Cheque)	Flat rate of 0.03% Minimum : RM0-50 Maximum : RM500-00 No commission is to be charged on Government cheques or cheques drawn on Government Statutory Body.
2	Collection of Outstation Cheques Re-presented	Flat rate of 0.03 % per OC Re-presented Minimum : RM0-50 Maximum : RM500-00
3	Commission on Inter-Branch Transactions (IBT) Performed at Branches located outside the clearing area/zone	Flat rate of 0.03 Minimum : RM0-50 Maximum : RM500-00 IBT Commission should be waived for the following transactions: IBT loan repayment Non-staff depositing to a Staff A/C
4	Commission on Inter-Branch Transactions (IBT) Performed at Branches located in the same clearing area/zone	IBT commission is waived on all IBT transacted amongst ABMB branches located within the same clearing area/zone except for the IBT outstation cheque deposit
5	Service Charge on Closing of Savings Account	Closing of account before 3 months: RM20-00 Closing of account after 3 months: No charges
6	Service Charge on Issuance of Duplicate Savings Account Passbook Reported Lost/ Stolen/ Worn Out or Defaced	RM10-00 The appropriate stamp duty on the letter of indemnity shall be borne by the customer
7	Service charge on inactive current and savings accounts with dormant status	Yearly service charge of RM10
8	Replacement Of ATM Card	RM12-00 per card replacement
9	MEPS Charges	RM1-00 per transaction
10	Cirrus Enquiry	RM1-00 per transaction
11	Cirrus Monetary Transaction	RM8-00 per transaction
12	Bills payment payment to (Credit Card, HL) to other BIs	RM1-00 per transaction
13	Charges for GIRO transactions	RM2-00 per transaction (1st two GIRO transaction, charge at RM0-50 per transaction)
14	Presently, the a/c number is autogenerated by the system. If customer wants to choose his desired available account number, a service charge will be levied.	Service charge of RM50-00 for choosing desired available a/c number
15	Charges on transaction above minimum thresholds	Currently not available, until further notice