Visa Platinum Business Credit Card
Designed For Business Needs.
Empower Your Employees.
The Visa Platinum Business transforms business-as-usual while empowering your employees to make secure business payments.
Visa Platinum Business Credit Card rewards you for day-to-day business expenses and allows you to manage your cash flow effectively. Focus on growing your business with a card that looks out for your best interest.
Business Savings
Boost your cash flow with incentives that reward business expenditures and prompt repayment.
Ways to manage cost efficiently
- More Time To Repay
We offer up to 56 days of profit-free repayment for better cash flow - Lower Finance Charges
Enjoy 8.88% p.a. finance charges when you promptly pay minimum payment due for 12 consecutive months - 0% Flexi Payment Plans
Convert large expenses into smaller payments at 0%, up to 6 months!
Business Rewards
A choice of Rebates or Lower Finance Charge
Make each Ringgit spent worth more by receiving cashback up to 1.0% on your monthly retail purchases
| Monthly Spend Tier | Cashback Factor |
| 1 – 10,000 | Tier 1: 0.25% |
| 10,001 – 100,000 | Tier 2: 0.4% |
| 100,001 – 200,000 | Tier 3: 0.6% |
| 200,001 – 300,000 | Tier 4: 1.0% |
Note:
Maximum cash back given is capped at retail spending of RM300,000 per month. Cash back calculation is based on per nominee card basis and not cumulative spending of all nominee cards of the same company.
OR
Option to enjoy a lower finance charge at 8.88% p.a. when you have successfully settled minimum payment due for 12 consecutive months.
Note:
Bank Negara Malaysia prevailing tiered interest rates will apply for cardholders who do not meet the above criteria.
Business Privileges
For better management of your business expenses, you may opt for up to 6 months of repayment plans at 0% interest. The minimum amount per conversion is RM5,000
| Monthly Statement Balance | 0% FPP Tenures |
| 1 – 10,000 | 3 months |
| 10,001 – 100,000 | |
| 100,001 – 200,000 | 6 months |
| Above 200,000 |
For example, if your statement balance for the month is RM50,000, you are eligible to convert any purchases (RM5,000 and above) to 3 months instalments at 0%.
Up to 6x complimentary access to Plaza Premium Lounge worldwide1 and 6x complimentary access to Travel Club Lounge2 on your business trips. Refer to the table below for your eligible entitlements.
| Monthly Statement Balance | Complimentary Access per month |
| 1 – 10,000 | 0 |
| 10,001 – 100,000 | 0 |
| 100,001 – 200,000 | 1 |
| Above 200,000 | 2 |
1. For Plaza Premium Lounge full terms and conditions, click here.
2. For Travel Club Lounge full terms and conditions, click here.
Enjoy better savings and receive business related discounts and offers for dining, golfing, travelling, and shopping at participating merchants.
Enjoy quick and hassle-free payment at participating Visa payWave merchants with the contactless Visa payWave feature in your card.
Pay for all your travel, entertainment and other business expenses at over 33 million establishments worldwide.
General Terms & Conditions
- All offers are bound by the Terms and Conditions of the respective Partners.
- Alliance Bank Malaysia Berhad (“ABMB”) shall not be responsible nor shall it accept any liabilities of whatsoever nature and however arising resulting directly from participating in any of the Partner’s program.
- Alliance Bank Malaysia Berhad (“ABMB”) shall not be responsible or liable for any claims, losses or damages of whatsoever nature resulting whether directly or indirectly from the Cardholder’s purchase of the stated offers.
- ABMB shall not be responsible for any dispute between the Credit Cardholder and the Partners.
- ABMB shall not be liable for any misinterpretation of facts in respect of the promotional and/or publication in any mass media, marketing or advertising materials (including the offers featured in this webpage)
Can't find what you're looking for?
Leave your details and we'll call at a time that works for you.