Credit Cards

Alliance Bank Malaysia offers a comprehensive range of credit cards to meet your every spending need. From physical credit cards to virtual credit cards (we are the first bank in Malaysia to offer these), our range of credit cards* have a variety of features that will delight you, including Cashback, Timeless Bonus Points (no expiry), Complimentary Airport Lounge Access, 0% Instalment Payment Plan and many more. Enjoy enhanced security with randomly generated 16-digit card number and free-for-life annual fees with virtual cards.

*Features may vary depending on the type of physical / virtual credit card.

To be eligible to apply for credit cards from Alliance Bank Malaysia, you must be at least 21 years old and above. The minimum income requirement is RM24,000 per annum and it varies depending on the type of credit card that you wish to apply for.

To apply for Alliance Bank Malaysia’s Credit Card online, you may do so via allianceonline mobile app with 5 simple steps below:-

1. Download the allianceonline mobile app.
2. Select your preferred Credit Card.
3. Take a selfie and scan your MyKad.
4. Complete the e-form with your signature.
5. Upload your income documents.

Once your online application credit card is approved, you must activate your card and set your 6-digit pin quickly and easily via alliancebank.com.my/cpin.

You may download Allianceonline mobile app into your mobile devices:

For Google Play, click here to download.

For Apple App Store, click here to download.

For Huawei’s AppGallery, click here to download.

Yes. the Timeless Bonus Points and/or cashback for eWallet reloads, however, will be subject to the respective Terms & Conditions which can be found in Alliance Bank Credit Card Product Disclosure Sheet.

Make the most of your credit card by requesting a higher credit limit for financial flexibility and in the event of an emergency. Here’s how it’s done:-

1. Download and complete the Permanent Credit Limit Increase form
2. Prepare the latest income documents.
3. Return the completed form and income documents to any Alliance Bank branch in Malaysia or email them to info@alliancefg.com.

*To request a Temporary Credit Limit increase, please contact the Contact Centre at 03-5516 9988.

On a monthly basis, you will receive your credit card statement through email OR login to allianceonline to view e-statement by following the steps below

1. Login to allianceonline
2. Select e-Statement
3. Select desired account, then select Statement Period by “Month/Year”
4. Click the “Download” button

You will enjoy Annual Fee waiver (no annual fee) for the first year. Thereafter, the annual fee will be waived if the respective Terms & Conditions for each Alliance Bank Malaysia’s Credit Card are met, as detailed in the Alliance Bank Malaysia’s Credit Card Product Disclosure Sheet.

The minimum payment is 5% of outstanding balance or minimum RM50, whichever is higher.

If you have made full payment on time for the amount owed, you will enjoy a 20-day finance charges free period from the date of the Statement of Account.

If you do not pay in full and on time, finance charges on the retail transactions will be calculated from the posting date of the respective transactions.

Call us at 03-5516 9988 between 8.00am to 10.00pm daily local time for enquiries. We are available 24/7 for essential services below:

- Report lost or stolen card
- Emergency assistance

you may also email to us at info@alliancefg.com

Our self-service phone banking is available 24 hours a day, seven days a week.

One of the best features from Alliance Bank Malaysia’s credit cards, Timeless Bonus Points (TBP) are bonus points that never expire, can be earned from more than just credit cards (deposits, loans, unit trusts and more) and exclusive deals with lower points redemption every quarter.

The fastest way to redeem Timeless Bonus Points is via our online redemption form. Alternatively, you may call the Bank at 03 5516 9988 or walk in to any of our branches.